Employment law Essay Example | Topics and Well Written Essays - 1000 words - 3

Business law - Essay Example The focal point of this examination is to assess how far the law goes to find some kind of harmony between lawful sureness and â€Å"just decisions† in setting of the focal legitimate zones of out of line excusal, representative status and separation law. In the event that we initially think about representative status, area 230 of the Employment Rights Act 1996 (ERA) characterizes a worker as â€Å"an person who has gone into or works under (or, where the business has stopped, worked under) an agreement of employment†. The segment 230 definition has been censured for being ambiguous1 and it is important to allude to the customary law test for characterizing the status of a worker, which isn’t without its restrictions. The beginning stage for deciding if an individual is a worker is the â€Å"control† test2. This was built up for the situation if Yewens v Noakes3, where Bramwell LJ attested that â€Å"A worker is an individual dependent upon the order of his lord with respect to the way wherein he will do his work4†. Be that as it may, financial improvements in the work showcase have changed the state of business status, consequently subverting the appropriateness of the control test as a sole determinant of work status5. This was additionally recognized by the Court of Appeal on account of Walker v Crystal Palace FC6, where the control test was given an alternate inclination by concentrating on whether the business reserved the option to control the foundation courses of action for the work, for example, when and where the work was done, installments and occasion privileges. Be that as it may, the Walker augmentation of the control test was additionally formed into the â€Å"integration† test as propounded by Lord Denning on account of Stevenson Jordan and Harrison v MacDonald and Evans7 â€Å"†¦under an agreement of administration, a man is utilized as a major aspect of the business and his work is done as a basic piece of the business; though under an agreement for administrations, his work, albeit accomplished for

Gulf Cooperation Council's Foreign Policy Essay

Bay Cooperation Council's Foreign Policy - Essay Example This paper means to analyze the GCC’s changing international strategies towards driving players in the area, particularly, the GCC’s essential order being to advance, ensure and seek after the interests of its part states. The Gulf Cooperation Council is a coalition of nations with comparative political and financial interests, whose essential center is to encourage the political and monetary advancement of its part states.1 The GCC looks to reinforce the local relations through expanded coordinated efforts between national states in the inlet; solidarity in political and monetary relationship between national states inside the area is only an unfortunate obligation for the part expresses the end itself is political and financial success that is sponsored with solid monetary forms and a large group of common assets. The Gulf Cooperation Council (GCC), as a political and monetary partnership, has been in presence for more than 30 years now since its beginning; the union goes back in history to 30 years prior when it was established in Riyadh, Saudi Arabia on May 1981.2 The GCC coalition has been operational from that point forward cutting-edge, and the organizer nations combined dependent on two principle vital reasons-advancement of political dependability and financial thriving. As it were, the coalition was shaped simply out of the need by part states to join endeavors to getting strategically and financially steady; the partnership was in this way a key move to reinforce the political and monetary security of the area. The Gulf Cooperation Council is comprised of six Middle Eastern nations that are found in the inlet district; these six nations incorporate Saudi Arabia, the United Arab Emirates, Kuwait, Oman, Bahrain and Qatar.3 Being a provincial coalition, all the part nations share various things practically speaking, and are dependent upon comparative financial, political, natural and

Helpful Tips on How to Write a Good Paper For College

Helpful Tips on How to Write a Good Paper For CollegeI'm going to give you some helpful tips on how to write a good paper for college. You want to make sure that it is well written and a high standard of quality. Writing a paper can be a long and difficult process, but it does not have to be that way.There are many different ways that you can go about this. Before you begin, you want to make sure that you sit down and do some research about how to write a good paper for college.The first thing that you should do is to make sure that you know what you're writing about. You want to make sure that you take a little time to research your topic and make sure that you are as knowledgeable as possible on it. That way you will be able to make your papers not only easy to read, but they will also be very well researched.Next, you want to make sure that you know some interesting topics to write about. Some topics to write about may seem a little bit different than others, but you can still wri te them and make them interesting. In fact, some students think that they can just copy information from other books and then use them in their papers.The third thing that you need to do when learning how to write a good paper for college is to make sure that you are organized. In order to make your paper's flow smoothly, you need to organize them properly. No matter what topic you choose, you want to make sure that you are able to organize them in the best way possible.The fourth thing that you need to remember when learning how to write a good paper for college is to make sure that you get all of your facts and information together. After you have studied the topic thoroughly, you need to make sure that you know all of the information that you need to include in your paper. If you don't, you may be surprised at how you look.Finally, a great way to ensure that you are organized is to take notes. Make sure that you take your notes, no matter what topic you choose. This will help you organize your thoughts, and it will also make it easier for you to find the things that you need to find as you go through your work.Now that you have all of the information that you need to make sure that you are able to write a great paper, I hope that you continue to learn new techniques as you learn how to write a good paper for college. Good luck! Remember, a good paper starts with you, so make sure that you enjoy the process!

The Negative Effects Of Internet Addiction - 1545 Words

In the society we live in today, the internet has become a dominant force in our lives. The ones who are exposed the most to it are the ones who are in the most danger. In particular, teenagers are the ones in harm’s way mainly due to the fact that they spend the most time on the internet whether it be for academics or for leisure activities. However, when do we know when internet usage is too much? The effect of the increase of social media and technology has affected our teenagers is more than we know and the effects are only going to get worse as technology becomes a bigger focal point in our lives. The effects of social media on teenagers range from internet dependence and addiction, privacy information being leaked to other problems†¦show more content†¦It’s no secret that over the past few years, our society has experienced numerous technological advancements in various industries including the internet. However, many may argue that some of these advancem ents have only brought more problems, temptations and potential dangers for children and teens. This is a growing concern to many, because according to a study conducted by the Pew Research Center, â€Å"93% of teens ages 12†17 go online, as do 93% of young adults ages 18†29†. What is even more concerning is that many parents do not have any idea of what their child does online nor the amount of information they release of themselves. When the internet was developed, no one would have imagined how big it would become. However, we all use the internet practically every day in different ways. While some may use it for business relations, other individuals may use it for socializing and connecting with others. Susan Barnes is the author of Privacy Paradox: Social Networking in the U.S., in the article, Barnes describes how easily teens reveal their information online and the problems that are arising from it. Additionally, she brings awareness to a growing problem b ecause of Web Blogging. Among young teens, Web Blogging is becoming extremely popular. In their blogs, most teens talk about their personal lives,Show MoreRelatedNegative Effects Of Internet Addiction1577 Words   |  7 Pagesof course is in reference to the internet. In this day and era, it is impossible to function without the internet. It has been etched into our daily lives – our lives do depend on it in the very literal sense! While the internet has several negative impacts, it has a couple of positive effects as well. Along with oxygen and food, internet has been added onto the list of necessities for survival – especially for the newer and upcoming generation. Internet addiction disorder (IAD) was proposed longRead MoreNegative Effects Of Internet Addiction808 Words   |  4 PagesNegative Effects of Internet Addiction Currently, people utilize the internet frequently a lot of type of internet addiction. Some youngsters, however, are addicted to the internet. They spend more time playing online games and watching TV shows on the internet, which means they stop going outside with their friends and even if stop going to schools. Internet should benefit people. But a number of people are controlled by internet. In other words, internet addiction will influence people in someRead MoreNegative Effects Of Internet Addiction935 Words   |  4 Pageswork or study but ended up playing video games and surfing the internet? It is believed that a lot of people feel like this. Nowadays, we live in a world with highly developed internet and electronic devices. The highly advanced internet makes our lives better, which is non-debatable, but there are also some drawbacks brought up by improper internet usage and one of the most influential symptoms is Internet addiction. Internet addiction affects people by causi ng the deterioration of the quality ofRead MoreThe Negative Effects Of Internet Addiction1134 Words   |  5 Pages The internet can change the life. Peoples lives are becoming more and more efficient, especially after the development of the Internet. Nowadays, internet addiction is beginning to spread among people, especially for people who do not have enough self-control and cognitive power. People tend to indulge on the internet, cut off the connection with the real society, and make the distance between people more and more far away. More terrible things are disorders will be born due to internet addictionRead MoreThe Negative Effects of Internet Addiction Essay1666 Words   |  7 Pagestalks about the positive aspects of the Internet. Although she mainly focuses on the positive she also contradicts herself and mentions some negative aspects. â€Å"Twenty-plus years ago, high school students didn’t have the Internet to store their trivia†(Goldwasser 238). Those u nfamiliar with this school of thought may be interest to know that it basically boils down to the fact that over the years the Internet has become a necessity in ones life. Although the Internet provides sufficient information, andRead MoreThe Effects Of Internet On The Internet1224 Words   |  5 PagesNegative Effects of the Internet Over time, the Internet is one of the best inventions and source to get knowledge about any desired aspect. Using the Internet has become a necessary, daily routine. The Internet has allowed people to stay in contact with others, be updated with the latest things happening in the world, and get knowledge of anything we want within seconds. However, the Internet is not just benefiting people but also harming people. The overuse of Internet has brought many negativeRead MoreInternet Addiction Essay765 Words   |  4 Pagesof violent video game affect adolescences have bad habits, the main reason is they get addicted to the internet. Huge negative effects appear if teenagers get addicted to the internet, including can not live without a cell phone, internet addiction disorder and there are negative effects of the internet violent game. Due to the internet is convenient and cell phones can connect with the internet, teenagers can not live without their cellphone and it has lots of problems. First of all,young peopleRead MoreSocial Media And Its Effects On Society1564 Words   |  7 PagesWithin recent years the Internet and computer technology have made great advancements, allowing for the age of social media to be born and subsequently shaped into what it is today. Social media has become so largely desirable to modern day society due to its large and easy accessibility amongst citizens. However, social networking sites such as Facebook have been found to have negative impacts on individual’s social and psychological well being including things such as basic empathetic social skills1Read MoreEssay Adolescent Internet Addiction 1631 Words   |  7 PagesThe use of the internet has become essential to today’s world with the availability of all types of information found at the click of a computer mou se. For adolescents the internet can help with schoolwork, but it also provides a platform for communication and entertainment with the world. Because relationships, information and gaming are readily available, it is possible for adolescents to become addicted to the internet and what it offers. The desire to be connected to the internet can inhibit anRead MoreInternet Addiction And Its Negative Impact1002 Words   |  5 PagesThe Buzz about Internet Addiction and its Negative Impact Meta Description: The internet connects millions of people, providing information, entertainment and communication platform. HealthyHow2 is a leading resource for well-researched medical information. Internet Addiction The internet has become an integral component of our life, and this has greatly transformed the way we access information, communicate and do our work. Added to this fact, the internet is widely available in people’s homes

Hate Crimes - 850 Words

Hate Crimes By Grady Strickland Hate Crimes care awful and yet they happen every day. The thought that a hate crimes can happen anytime anywhere is not something that crosses everyone’s mind daily. Within this essay we will cover the typical individual who commits hate crimes, who the targets or victims of hate crimes are, what the causes and effects of hate crimes are, and what actions can be taken to minimize the amount and occurrence of hate crimes. Unfortunately hate crimes have been a part of the United States, prior to the United States being named. They are a part of our history as Americans, though it is not good history, it is still there. â€Å"A hate crime is usually defined by state law as one that involves threats, harassment,†¦show more content†¦Open knowledge about these differences should be held in high regard. Hate crime committers that change their ways often speak of being the way they were because they feared the unknown, they did not see a person, and all they saw was the dif ference. Another way to reduce hate crimes would be to openly speak out about them as much as possible, even the smallest of the small crimes should be heard. That way everyone will begin to see it is still a large problem and not something that has died away with time. References: Works Cited staff, C. W. (2011, 05 17). McDonalds attack suspects face hate crime charges. Retrieved 16 March, 2012, from CNN.com: http://edition.cnn.com/2011/CRIME/05/16/maryland.mcdonalds.beating/index.html?iref=allsearch USLegal. (2011). Hate Crime Law amp; Legal Definition. Retrieved 16 March, 2012, from USLegal.com: http://definitions.uslegal.com/h/hate-crime/ Watts , A., amp; DiGiacomo, J. (2010, 06 05). Black mans death, subsequent dragging investigated as a hate crime. Retrieved 16 March, 2012, from CNN:Show MoreRelatedHate Crime : Hate Crimes1454 Words   |  6 PagesHate Crimes Hate crimes, two small words with a very big meaning. Hate crimes are happening everywhere, some hit the news, some go into newspapers and others don’t even make it to the point of any social awareness at all. Hate crimes are a targeted attack, one that should not be taken lightly. While hate crime laws infringe on free speech rights, acts of hate should be criminalized because groups of hate crimes have had a huge impact on social behavior for a long period of time, hate crimes victimizeRead MoreHate Crimes Essay1417 Words   |  6 PagesCrimes I. Intro-What is a hate crime . A hate crime is when a person intentionally selects a victim because of the race, color, religion, national origin, ethnicity, gender or sexual orientation. A person who commits a hate crime can come from any background and be any race. The term hate crime is meant to differentiate criminal behavior that is caused by prejudice from behavior that is motivated by greed jealously, anger, politics and like. Hate groups differ from one another in terms of membershipRead MoreThe Issue Of Hate Crimes2025 Words   |  9 Pagesfacing in the world are hate crimes. Despite this being a major issues, there appears to be no solution in sight to put a stop to hate crimes. For this paper I chose to focus on hate crimes I can gain more knowledge about this topic and because it s something that I have personally experienced. Throughout U.S. history, a significant proportion of all murders, assaults, and acts of vandalism have been fueled by hatred. As Native Americans have been described as the f irst hate crime victims, members ofRead MoreEssay on hate crimes661 Words   |  3 Pages Defining Hate Crimes Hate crimes has become an increasing problem here in the united states ranging from racial hatred to gender discrimination but what are hate crimes? According to Dr. Jack McDevitt, a criminologist at Northeastern University in Boston Hate crimes are message crimes, Hate crimes are defined as crimes that are violent act against people, property, or organizations because of the group to which they belong or identify with. The coined term â€Å"hate crimes† was first used No matterRead MoreHate Crimes Essay936 Words   |  4 Pagesare the roots of the violence/hate crimes today in our contemporary society? What can we do to reduce them? Explain. The world is full of HATE. What is this word? What makes someone HATE someone else enough to kill or harm another human being? Hate crimes are criminal actions intended to harm or intimidate people because of their race, ethnicity, sexual orientation, religion, or other minority group status. They are also referred to as bias crimes. Hate crimes have been going on in the worldRead MoreHate Crimes Laws And Hate Crime1543 Words   |  7 PagesHate Crimes What is a hate crime? Although the definition can vary based on what groups are included (Cogan, 2006, p. 174) the simplest definition would be, violence against a person or group of people based on their gender, ethnicity, sexual orientation, religion, race or disability (Burgess, Regehr, Roberts, 2013). Hate Crimes do not just effect the victim but also the community. Those who become victims of hate crime are not chosen at random, it is because of the group they identify with orRead MoreEssay on Hate Crime Analysis1420 Words   |  6 PagesHate Crime Analysis Kim Hull CJA/540 Criminological Theory October 13, 2011 Facilitator David Mailloux CERTIFICATE OF ORIGINALITY I  certify that  the attached  paper is my original work. I am familiar with, and acknowledge my responsibilities which are part of, the University of Phoenix Student Code of Academic Integrity. I affirm that any section of the paper which has been submitted previously is attributed and cited as such, and that this paper has not been submitted by anyone else.  I haveRead MoreHate Crimes, By Nelson Mandela1393 Words   |  6 PagesHate crimes consist of actions done against individuals or groups of people as a result of prejudice attitudes. These prejudices are based on race, religion, ethnicity or sexual orientation. Some crimes even go so far as to display actions against gender or physical and mental abilities (McDevitt, J., Levin, J., Bennett, S, 2002). As Nelson Mandela stated, a hateful attitude against others must be learned (Brainz, n.d.). Hate crimes are a learned attitude of prejudice against others because ofRead MoreThe Crime Of Hate Crimes1607 Words   |  7 P agesHate crimes are very common in today’s society, they can range from various ethnicities and orientations as well as the severity of the crime committed. A hate crime is defined as â€Å"the violence of intolerance and bigotry, intended to hurt and intimidate someone because of their race, ethnicity, national origin, religious, sexual orientation, or disability. The purveyors of hate use explosives, arson, weapons, vandalism, physical violence, and verbal threats of violence to instill fear in their victimsRead MoreReligion and Hate Crimes Essay2507 Words   |  11 PagesIn 2007, according to the Federal Bureau Investigation of the Nation’s law enforcement agencies â€Å"there were 9,535 victims of hate crimes; of these victims17.1 percent were victimized because of a bias against a religious belief which totaled to be 1,628 victims of an anti-religious hate crime† (1). Almost ten thousand people were victims of hate crimes alone in 2007. That is something to be alarmed about because part of living in the U.S.A as minority is to have freedom to do and be anything you

Human Trafficking Essay - 1378 Words

Annotated Bibliography including five citations in APA documentation format, each with a brief summary paragraph: in your own words, write a two-three sentence summary the source’s main point and identifying key expert views or evidence which will help support specific points in your outline. Human Trafficking in the United States of America I.Introduction I’ve chosen to cover this topic because now more than ever news specials are being broadcast and even though each story as similar as the next they’re very captivating. The statistics on this issue is overwhelming and it involves just about every type of criminal act known. It’s become an absolute phenomenon in the United States of America. Criminal Justice entails the following†¦show more content†¦The Council crafted the following operational definition to guide policy development on trafficking in persons: Trafficking is all acts involved in the recruitment, abduction, transfer, harboring, auction or acceptance of a person or persons; within national or across global limits. These types of recruitments are done through force, fraud or trickery; to place persons in a circumstance of slavery or slavery-like conditions, forced labor or services, such as prostitution or sexual services, domestic servitude, bonded sweatshop labor or other debt bondage (E.M. Gozdziak, 2005) B. To identify an issue is one thing; but when it comes to actually getting down to the facts and statics that’s when it really hits home and makes you think. The United States is a main receiver of trafficked persons. It is estimated that 15,000 to 50,000 of globally trafficked victims arrive in the United States each year (L. Jones, 2007). Between 2001 and 2005, the United States effectively convicted 138 human traffickers (L. Jones, 2007). An astounding 80% of the victims are women and over 50% are children. Even manual labor trafficking, frequently considered a male dominated dilemma, is now considered to be dominated by women worldwide (Human Trafficking Awareness Partnership, 2010). In the US, 32% of all labor trafficking victims are women (Human TraffickingShow MoreRelatedThe Trafficking Of Human Trafficking1061 Words   |  5 Pagesare approximately twenty to thirty million slaves in the world today. Unfortunately due to trafficking being a fast growing cri me it is very difficult to identify and locate these organizations and victims. Although there are many groups created to support victims, not enough awareness is being made and not enough action is being applied to stop human trafficking. Sex trafficking is a form of human trafficking that has been a worldwide issue since ancient times, but regularly forgotten, due to it beingRead MoreThe Trafficking Of Human Trafficking886 Words   |  4 Pages(Attention catcher)What if somebody came into your life and guaranteed a better lifestyle, but instead you were enslaved into human trafficking? Human trafficking is when a person is abducted from their current situation and mostly likely used for sex slavery. Furthermore, did you know human trafficking increased over the years? (Listener relevance) Although you may not be as aware in your comfortable surroundings, you should always be aware of suspicious vehicles and people. Even though we enjoyRead MoreThe Trafficking Of Human Trafficking930 Words   |  4 Pagesman. Regardless of the reasons, there are nearly 30 million victims of human trafficking globally. There are more slaves now than ever before. Trafficking of persons is not a subject that should be ignored or tak en lightly. In order to fully understand the enormity of this crisis, we will examine the root causes, facts, and the impact of human trafficking throughout the world. There are several factors to why human trafficking exists: poverty, governmental instability, natural disasters, addictionRead MoreThe Trafficking Of Human Trafficking3494 Words   |  14 Pagesended, never to return, they go back and sneak into our communities in severe forms by human trafficking crimes. When humanity eliminated the phenomenon of human slavery, it returned in different pictures and forms, combining them enslaving people, through the recruitment, transportation, transfer of people by force and threat, and using and exploiting them in different ways. Among the victims of human trafficking crimes, there are those who are subjected to sexual exploitation, labor exploitationRead MoreHuman Trafficking And The Trafficking901 Words   |  4 PagesHuman Smuggling and trafficking continues to be a worldwide plague that has been, thus far been largely ignored by the international community. The paramount reason human trafficking and smuggling has festered and grown roots and spread globally. It started as a grassroots effort on the local level where women and girls (it affects boys as well) would be used and sold for sex. Eventually, greed and corruption tagged along for the ride and at that point the crimes became an organized enterprise. AtRead MoreThe Human Of Human Trafficking Essay1235 Words   |  5 Pagesin 1865, the practice of it is still very alive today. Human trafficking, a form of modern slavery, is the buying and selling of people, whether it s for forced labor or commercial sex. Every year, thousands of adults and childre n, especially girls, are forced into the endless trafficking ring. â€Å"The International Labour Organization estimates that there are 20.9 million victims of human trafficking globally† (â€Å"The Facts†). The human trafficking industry is a worldwide network that is worth an estimatedRead MoreThe Trafficking Of Human Trafficking Essay1752 Words   |  8 PagesIn this essay, the history of human trafficking will be examined, followed by who is affected by trafficking. Next the scope and types of exploitation will be discussed. Human trafficking is an issue that affects countries all over the world. Governments have made an effort to curb trafficking, however these efforts have been very narrowly focused. American ignorance has led to poor handling of the issues by policy makers. Finally the essay will discuss a proposed solution and set some goals forRead MoreHuman Trafficking1355 Words   |  6 PagesRigdon November 16, 2014 Human Trafficking and its Dire Effects. Human Trafficking in the United States is something not a lot of people discuss. Most think it is only something that happens in third world countries, but in fact could be happening in their hometown. According to Protocol to Prevent, Subdue and Punish Trafficking in Persons, human trafficking in the modern world entails transfer of persons by use of applied force. Other methods used to enforce the trafficking include use of deceptionRead MoreHuman Trafficking And Human Sex Trafficking1850 Words   |  8 Pagesof human sex trafficking come to one s mind. The United States of America is not immune to this type of horrific behavior. America is the land of the free and yet something as awful as human sex trafficking occurs in our very own backyard each and everyday. According to the Department of Homeland Security the definition of human trafficking is â€Å"modern day slavery that involves the use of force, fraud, or coercion to obtain some type of labor or commercial sex act† (â€Å"What Is Human Trafficking?†)Read MoreSex Trafficking And Human Trafficking Essay1243 Words   |  5 Pages Human trafficking brings in billions of dollars into the U.S and all around the world. â€Å"The prime motive for such outrageous abuse is simple: money. In this $12 billion global business just one woman trafficked into the industrialized world can net her captors an average $67,000 a year† (Baird 2007). The laws around human trafficking are not strict and vary depending on what country it is happening in. Human trafficking is not something that is strictly foreign, it

Singapore Savings Bond Task Samples †MyAssignmenthelp.com

Question: Discuss about the Singapore Savings Bond Task. Answer: Introduction This study deals with identifying one of the strategy or policy under Singapore Savings Bond that is properly selected and approved[1]. In this particular assignment, proper emphasis has been given on selecting a strategy and this is passive investment strategy Singapore Savings Bond. It is desired by every single person that they would like an investment where there is zero risk and high double digit returns with full liquidity. This combination is hard to find but the study would definitely bring out some of the strategy used that will benefit both investor and borrower in long run. The current segment properly explains about investment strategy that is advised to the individual for using for a time span of 10 year to get higher and better returns. Passive investors aims at replicating market performance by way of constructing well-diversified portfolios of individual stocks as it is the process that need further extensive research[2]. Singapore Savings Bond Task for one of the strategy or policy selected and approved The investment strategy used by Singapore Savings Bond provides proper insights of information about bond investments[3]. The discussion here about strategy selected and approved by Singapore Savings Bond and this is investment strategy that will be discussed in the next segments. The features of Singapore Savings Bonds as follows: Liquidity- One of the features of Singapore Savings Bonds is liquidity and this means flexible redemption. Here, the money is kept in the Singapore Savings Bonds for as long as needed. At the time of withdrawal, the funds can be transferred back within a period of month and there will be no charge of penalty. Safety- One of the features of Singapore Savings Bonds is safety and this means guaranteed principal. Individuals will always get investment amount back in full that include earned interest with no capital losses[4]. Higher returns- One of the features of Singapore Savings Bonds is higher returns this means up to 90x more interest as compared to banks. Here, the interest earned increases from 0.9% to 3.4% as it depends on how long an individual had invested such as maximum of 10 years. Limits- One of the features of Singapore Savings Bonds is limits that mean low minimums. These good features as well as returns means investing that is capped at $50,000 per purchase as it is the issue limit and overall limit is $1,00,000 total. Lower fees- One of the features of Singapore Savings Bonds is low fees that means flat application fees. Here, the bank charges a transaction fee of $2 for each of the applications as well as redemption request[5]. Key objectives and major stakeholders affected and their interests Key objective of passive investment strategy Singapore Savings Bond is that individual get dependable cash flow for a period of 10 years. Here, the interest payments will be paid for every 6 months that will be on time, every time and tax-free Key objective of passive investment strategy Singapore Savings Bond is that individual will get back principal and 100% of capital investment at maturity where no early termination of bond investment are done by the issuer [6] Investment is guaranteed. The principal investment done by an individual in Singapore Savings Bonds will be guaranteed by the Singapore Government as it means transferring money under the pillow to Singapore Savings Bonds. Reducing transaction costs [7] Eliminating the hassle of frequent transactions Eliminating reinvestment risk at the time of tenure of bond investment Global factor that has influenced its implementation and outcome, be it positive or negative One of the positive factors is passive bond investment strategy of Singapore Savings Bond where the investment strategy is the simplest plan that should be adopted by both men as well as women in the retail streets of Singapore. Passive investing is also known as buy and hold strategy that takes into account buying a security with the intention of owing it for many years. Like other active traders, it is noted that passive investors are not attempting for gaining profit from any of the short-term fluctuations or market timing. The principal assumptions underpin the passive investment strategy where the market predominantly posts positive returns for given time span. Appraisal of its performance in terms of any of the two metrics There are several advantages to the passive bond in investment strategy. The first merit is if an individual adopt passive investment strategy, they become a long-term bond investor. The next merit is earning interest for every 6 months of time span and upon maturity; the individual will get the principal as well[8]. Fit to root problem or need There are problem with passive investment strategy in Singapore Savings Bond. The main two root problem is interest rate risk and inflation. Interest rate risk- One of the problems of passive investment strategy Singapore Savings Bond is interest rate risk. Individuals cannot capitalize on future rise of interest rates within the time span of 10 years of the bond investment[9]. It is due to issuance, it is noted that the rates are fixed based on the prevailing yields as well as locked in for each of the issues. For instance, individuals you purchase Singapore Savings Bond this year at Y% per annum, then will get interest rate increase to Y+1% per annum in the following year. Here, the individual will be losing out potential earned interest income. Inflation risk- One of the problems of passive investment strategy Singapore Savings Bond is inflation risk. The interest income earned by individuals may not be able to beat inflation over the time span of 10-year bond investment term. The above figure shows that after investing in Singapore Savings Bond, interest will be based on 1 year SGS yield at the point individuals purchase the savings bond at 0.9% per annum. For the second year, individual will earn an interest at 1.5% per annum that is higher than the 2-year SGS yield at 1.2% per annum. For the 10th year, the Singapore Savings Bond pays an interest at 3.3% per annum. This means that the total return or average interest on the investment at 2.4% per annum that matches on what individuals have received and bought 10-year SGS at the time of investment activities. Sustainability Sustainable investing is more about driving positive social or environmental impact that goes along to derive financial results as it allows investors for accomplishing more with their money. Sustainable passive investment is all about smart investing. It is important for the investors to adjust their financial goals for in order to invest for a common purpose. Here, the sustainable funds are designed for meeting the performance features of traditional investments at the time of targeting specific social impact objectives like reducing the carbon footprint of an investment portfolio in the most appropriate way[12]. Future uncertainty or risk that may change direction or impede continuation of the strategy or policy The future risk associated to passive investment strategy Singapore Savings Bond will be interest rate risk and inflation risk. In case of passive investment strategy, it is noted that the manager of the funds are not seeking to produce returns greater as compared with the benchmark as it is the goal for matching the level of performance. Passive investing is not only less risky but it is rather it is more risky. Passive investing can be termed as the opposite of aggressive investing activities. The risk is associated with the lower fees, liquidity as well as transparency and tax efficiency. The risk identified need to be reduced so that individual feels safe to invest money on Singapore Savings bonds in the near future[13]. Suggestion on how to improve the strategy or policy and address its deficiency and reason for making the suggestion The risk identified above can be improved in the near future. Here, passive investment strategy involves buy and hold investor who are looking for maximizing the income that is generated at the time of bond generation[15]. It is mostly presumed by the investor that passive investment strategy is safe as well as predictable sources of income. It is suggested for the investors who opts this strategy to change in the income stream because of embedded options that are mentioned in the bonds covenants at issue as well as stay with the bond of life. The strategy used will be good for the lender but bad for the borrower. Hence, the strategy should be a used in a way after looking at the demerits first so that the investment strategy can be beneficial in the near future. In order to execute passive bond investment strategy, it is recommended to the individual to first decide on how much money will be invested in Singapore Savings Bond. It is suggested to hold the Singapore Savings Bond until maturity of 10 years. The decisions need to be taken after considering personal financial situations. In order to undertake decisions, it is important to perform a financial needs analysis and if anyone is still unsure, then it is recommended to consult qualified personal financial advisor. Conclusion At the end of the study, it is concluded that passive investment strategy of Singapore Savings Bonds had been selected and approved that give proper emphasis upon facts that will benefits individuals who are willing to put their money. The above analysis gives proper explanation about the merits and demerits of investing money in Singapore Savings Bonds. The characteristics of passive investment are explained in the study with proper justification at the same time. Risk is associated with this strategy but proper recommendations are also highlighted in the current segment that can mitigate the risk as far as possible. References "Tablebuilder.singstat.gov.sg". in , , 2017, https://www.tablebuilder.singstat.gov.sg/ [accessed 1 November 2017]. 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